All benefits-eligible employees may enroll in the Short-Term Disability Insurance Program. Short-term disability insurance provides income replacement that may be used in conjunction with your annual or sick leave. This program has a 20-day elimination period. Income is replaced at 66 2/3% of the employee’s base pay and coverage lasts for six months.

This program is designed to lessen the financial burden employees may incur from an extended non-work-related injury or illness. Short-term disability insurance specifically addresses absences from work due to one’s own health-related reasons. If you have a qualifying medical condition, this insurance provides a partial replacement of your income.

Key Features

• Weekly disability benefits of $15 to $1,154
• Income coverage of up to 66 2/3% of your salary
• Worldwide coverage
• Waiver of premium if you become disabled

Deductions for short-term disability insurance are done on an after-tax basis.  This assures that any payments you receive from the program are not taxed. Rates for short-term disability insurance are based on your age and monthly wages.